Oketch, BillEdema, DenisWandera, DanJjingo, Malik FahadNakato, TausiKirunda, AbubakerOkello, Felix WaromAluma, ClementElema, RobertOkaba, PatrickKolyanga, MudanghaMuhereza, RobertArineitwe, EmmanuelOwiny, Tobbias Jolly2026-07-232026-07-232026-04-24Oketch, B. . . . et al. (2026). Teachers stuck in debt trap. Daily Monitor.https://bdears.busitema.ac.ug/handle/123456789/8275Newspaper articleToday's economic hardship is real, with many Ugandans, especially teachers, feeling the pinch. The burden of debt is palpable, and it is affecting the quality of education. With salaries stretched thin, borrowing has become a survival tool.enArticle