Nabisubi, Racheal2026-08-132026-08-132026-04-21Nabisubi, R. (2026). From ledgers to smartphones : how digital has changed SACCOs. Daily Monitor.https://bdears.busitema.ac.ug/handle/123456789/8776Newspaper articleDigitisation has also improved loan access and repayment, making it easier for customers to borrow and settle obligations. SACCOs serve as a vital link to financial inclusion for individuals at the lower end of the economic spectrum, particularly in rural Uganda where many people are unbanked.enArticle